Financing Options and Improvements

FHA's 203(k) loan program allows inclusion of rehabilation or remodeling costs (including energy efficiency improvements) to be included in the purchase or re-financing of a mortgage.

The Illinois Finance Authority (IFA) is a state conduit issuer of tax-exempt bonds & credit enhancement for projects in Illinois. Entities seeking funding must demonstrate that their renewable energy or energy efficiency projects provide a significant public benefit for the citizens of Illinois.

FHA's Energy Efficient Mortgage program (EEM) helps homebuyers or homeowners save money on utility bills by enabling them to finance the cost of adding energy efficiency features to new or existing housing as part of their FHA insured home purchase or refinancing mortgage.

A low-interest loan to purchase and install a high-efficiency furnace. Installments on your loan will be billed conveniently on your monthly Peoples Gas bill.

Several types of loans and grants are available for Oak Park residents who own and live in single-family houses.

A low-interest loan to purchase and install a high-efficiency furnace. Installments on your loan will be billed conveniently on your monthly North Shore Gas bill.

Owners of single-family homes and smaller multi-family buildings are eligible for rebates when they install certain types of attic insulation.

The ComEd On-Bill Financing for high efficiency products program is a Utility Energy Efficiency Loan that provides eligible homeowners with special on-bill financing for the purchase of approved high-efficiency products including refrigerators, clothes washers and central air conditioning systems.

The HCBA offers grants for certified Chicago Bungalow owners to make their homes more energy-efficient, which benefits families and neighborhoods alike.

North Shore Gas offers a rebate for gas duct sealing.

ComEd will pick up and recycle that second, working refrigerator or freezer. Recycle it and you will receive $35! Plus you can save up to $150 a year in electricity. Make your appointment today.

The Illinois Home Weatherization Assistance Program (IHWAP) is designed to help reduce the energy costs for low income households by making their homes more energy efficient. This program includes funding for air sealing, attic and wall insulation, furnace repair and replacement, electric base load reduction (lighting and refrigerator, etc) and window and door weatherization.

CUB Energy Saver is a free online energy advisory and rewards program provided by the Illinois Citizens Utility Board (CUB).

Reduce electricity demand on the hottest days of the summer by joining ComEd's Smart Ideas® Central Air Conditioning Cycling.

New Incentives for Agricultural Businesses: Smart Ideas is introducing incentives to help make farmers more energy efficient too.

Laboratories -- in hospitals, pharmaceutical plants, college and university science departments and manufacturing facilities -- are major users of energy. The primary energy consumers in labs are the hoods that vent fumes away from workers.

Get energy-saving products installed in your home for free through the Home Energy Jumpstart Program, offered in partnership with ComEd.

Lower the the cost of insulation improvements with this rebate from North Shore Gas.

Lower the the cost of insulation improvements with this rebate from Peoples Gas.

North Shore Gas offers a rebate for natural gas furnace/boiler tune-up.

Peoples Gas offers a duct sealing rebate.

Peoples Gas offers a rebate for a natural gas furnace/boiler tune-up.

Owners of single-family homes and smaller multi-family buildings can get rebates when they install certain types of high-efficiency furnaces and boilers.

This nationally recognized program awards certificates to homes which meet a threshold of energy efficiency. Homes with this certification will have comparably lower energy costs, benefitting owners though lower utility bills and a higher resale value.

If you own or are planning to build a solar energy system, you could be eligible for an exemption on your property tax.

$250-450 Bonus Rebate Available for Installations of Multiple Qualifying Products at a Single Gas Account February 1-May 31, 2013. Paperwork must be received on or before May 31.

Owners of single-family homes and smaller multi-family buildings are eligible for rebates for programmable thermostats.

Owners of single-family homes and smaller multi-family buildings are eligible for rebates when they install pipe insulation.

Owners of single-family homes and smaller multi-family buildings are eligible for rebates for programmable thermostats.

Owners of single-family homes, two-flats and individually-metered condos, apartments and townhomes can get rebates on a wide range of energy-saving improvements to their homes.

Owners of single-family homes and smaller multi-family buildings can get rebates for boiler reset controls.

Owners of single-family homes and smaller multi-family buildings are eligible for rebates for pipe insulation.

Owners of single-family homes, two-flats and individually-metered condos, apartments and townhomes can get rebates on a wide range of energy-saving improvements to their homes.

A boiler tune-up improves the efficiency of your boiler, allowing the equipment to use less energy and last longer. Pre-tune-up and post-tune-up tests are required to show the increase in efficiency.

Owners of single-family homes and smaller multi-family buildings are eligible for rebates for attic insulation.

Owners of single-family homes and smaller multi-family buildings are eligible for rebates for high efficiency water heaters.

Cash rebates are available to current Nicor Gas residential customers for programmable thermostats.

Peoples Gas commercial and industrial customers can get rebates when they install certain types of high-efficiency space heating boilers and furnaces.

Peoples Gas will no longer offer a furnace rebate for installations after December 31, 2014. To continue qualifying for the ComEd AC rebate, North Shore Gas customers must install a 95% AFUE or greater furnace at the same time as a qualifying AC.

Through a partnership between Nicor Gas and ComEd, residential customers of both utilities are now eligible for cash rebates of up to $650 when installing both a qualifying new furnace and central air conditioning system. Take advantage of increased rebate amounts during the Summer Staycation promotion between July 1, 2012 - September 30, 2012.

Peoples Gas commercial and industrial customers can get rebates when they install certain types of steam traps.

Owners of single-family homes and smaller multi-family buildings can get rebates for boiler reset controls.

Owners of single-family homes and smaller multi-family buildings are eligible for rebates for high efficiency water heaters.

Owners of single-family homes and smaller multi-family buildings can get rebates when they install certain types of high-efficiency furnaces and boilers.

Through the HomE program, cooperative members who own their homes can apply for a residential energy assessment, which makes them eligible for a series of rebates for efficiency upgrades they make to their home.

Homeowners are eligible for a tax credit of 30% of cost with no upper limit on qualifying Energy Star Geothermal Heat Pumps that have been placed in service during 2011.

Building Performance with ENERGY STAR® is a strategic energy management pilot program sponsored by the Nicor Gas Energy Efficiency Program. The program is available to select Nicor Gas customers in the hospitality and assisted living market segments.

The program works with eligible builders to construct single family homes that are more energy efficient than homes merely built to code.

This incentive helps owners and tenants save energy, reduce utility costs, and help the environment by installing a free showerheads, faucet aerators, up to eight CFLs and programmable thermostats in each unit.

With the Lights for Learning Direct Install Program (L4L-DI), qualified public schools can receive free energy-saving products, such as LED exit signs, green kitchen nozzles, power strips, CFLs and low-flow aerators.

Homeowners are eligible for a tax credit of $300 on Energy Star qualified windows/doors/skylights that have been installed during 2011.

The Small Business Energy Savings Programprogram provides qualifying small business customers with cost-effective efficiency retrofit services.

Homeowners are eligible for a tax credit of 30% of the cost, up to $500 per .5 kW of power capacity on qualifying Fuel Cells (Residential Fuel Cell and Microturbine System) that have been placed in service during 2011.

Homeowners are eligible for a tax credit of 30% of cost with no upper limit on qualifying Solar Panels (Photovoltaic Systems) that have been placed in service during 2011.

Homeowners are eligible for a tax credit of 30% of cost with no upper limit on qualifying Solar Water Heaters that have been placed in service during 2011.

Homeowners are eligible for a tax credit of 30% of cost with no upper limit on qualifying Small Residential Wind Turbines that have been placed in service during 2011.

Homeowners are eligible for a tax credit of 10% of the cost, up to $500 on Energy Star qualifying Metal/Asphalt Roofs that have been placed in service during 2011.

Homeowners are eligible for a tax credit of $300 on qualifying Energy Star Central Air Conditioning systems that have been placed in service during 2011.

Homeowners are eligible for a tax credit of $300 on qualifying Energy Star Air Source Heat Pumps that have been placed in service during 2011.

Homeowners are eligible for a tax credit of $50 on qualifying Energy Star Advanced Main Air Circulating Fans that have been placed in service during 2011.

Homeowners are eligible for a tax credit of $300 on qualifying Energy Star Biomass Stoves that have been placed in service during 2011.